Does God Test Us?

Okay! I am struggling with something. How can a loving God who cares for us so much and does everything to show us how much He loves us; how is this God able to test us? And what if we fail the test? What Then? Is that the end of our relationship with Him? What about his unfailing love? Why would He test our hearts if He already knows our hearts? What if Father allows us to go through hardships and storms so that we can depend on Him, period? Would you call (that) a test? So that we would trust Him in our hard times or is He testing us and waiting to see if we DON'T trust Him, what then?

These questions keep piling up in my head, and I just need peace about this! It is sitting in my spirit so uncomfortably. Am I losing sight of God if I don’t believe that Father ‘tests’ us for the sake of a ‘pass’ or ‘fail’ grade?

Scriptures I found that relate to this!

1 Thessalonians 2:4

On the contrary, we speak as those approved by God to be entrusted by the gospel. We are not trying to please people, but God, who test our hearts.

James 1:13

When tempted, no one should say, “God is tempting me,” For God cannot be tempted by evil, nor does He tempt anyone; but each of you is tempted when you are dragged away by your own evil desire and enticed.

So maybe I am confusing tempting and testing to be the same thing. Does that even make any sense? God doesn’t tempt us but tests us?

I need some insight! Any thoughts?!